FMR lookup by ZIP code.
Enter a ZIP and a bedroom count — get the FY2026 HUD Fair Market Rent instantly. It’s the number Section 8 payment standards are built on. Free, no email required.
Want the full cash-flow spread for a specific address?
The FMR is one number. A deal decision takes three: the FMR, the market rent, and the monthly spread after costs. Paste an address and we’ll run all of them for you.
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What is Fair Market Rent?
HUD publishes Fair Market Rents every fiscal year — the 40th percentile of gross rents for standard-quality units in each area. Your local housing authority sets its Section 8 payment standard at 90–110% of the FMR, which makes it the effective rent ceiling for a Housing Choice Voucher tenancy.
In designated metros HUD goes one level deeper with Small-Area FMRs, set per ZIP code instead of per county — so the same 3BR can carry a very different ceiling two ZIPs apart. When your ZIP has its own rate, the result above shows a “Small-Area FMR” badge.
Data from HUD FY2026 Fair Market Rents via the HUD USER API. Informational only — not investment advice.
More free tools: compare the FMR to market rent with the Section 8 premium tool or see how it moved with FMR trends.